Turn Payroll Into Your Greatest Benefit
A zero-cost benefit that connects your workforce to payroll-anchored credit products, deducted automatically from payroll.
How it Works
Get started in four simple steps. We handle the heavy lifting so you can focus on your team.
Sign an MOU
Partner with Phela by signing a simple memorandum of understanding.
Onboard
We integrate seamlessly with your payroll system in minutes.
Employees Access
Your team accesses payroll-anchored credit products instantly.
Automated Deductions
Repayments are automatically deducted each payroll cycle.
Built for Employers
Zero-cost infrastructure that turns payroll into your greatest employee benefit
Zero Admin Burden
Set it and forget it. No payroll system changes required.
Employee Privacy Protected
HR never sees loan details. Financial activity stays confidential.
Zero Employer Liability
Facilitate deductions without bearing any credit risk.
Real-Time Dashboard
Monitor active deductions and employee benefit utilization.
Seamless Integration
Works with your existing payroll. API or portal access.
Boost Employee Retention
Offer financial wellness as a zero-cost benefit.
R 15,000.00
Put financial wellness in reach
Payroll-Backed Purchasing Power
Empower your workforce with fair, transparent access to credit. Phela integrates seamlessly with your payroll system to offer employees a safety net that doesn't trap them in debt, all without adding administrative burden to your HR team.
Learn moreAccess
Employees gain instant access to a network of verified merchants and trusted financiers, all backed by their salary.
Savings
Help employees build financial resilience with tools to track spending and save automatically towards their goals.
Responsible Lending
All lending partners are vetted and regulated. Credit limits are set based on salary to prevent over-indebtedness.
Be the company where
people want to work
When employees are financially unwell, productivity, engagement and retention suffer, and so does your business. Phela takes the financial stress out of work, so your team can focus on what matters most.
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